Terms of service

Last updated 15 October 2026

Draft for legal review. This text is a starting point and has not yet been approved for the countries Summa operates in.

These terms apply to your use of the Summa website and, once you create an account, the Summa app.

What Summa provides

Summa is a tool for organising and understanding financial information. It is not a bank, payment service or financial adviser, and nothing in Summa is financial, tax or investment advice.

Your account

You must be 18 or older and live in a country we serve. Keep your sign-in details private and tell us if you think someone else has used your account.

Accuracy of information

Summa calculates figures from the information you add or connect. Check important figures against your bank statements before relying on them.

Changes and ending the service

We may update these terms and will tell you about significant changes in advance. You can close your account at any time.