Summa is one app for the whole picture: what you have, what you spend, what is coming up and whether you are on track. Here is each part and how they connect.
See what you have across your accounts, what came in and went out this month, and what is due next, without opening five apps or a spreadsheet.
Every transaction is sorted into a category you can change. Filter by date, category or account, and spot the payments that repeat every month.
Where the money went
Recent activity
Give each category a monthly limit. Summa shows how much is left and warns you before you go over, not after.
Budgets this month
Money in against money out, month by month, with known income and bills laid over the weeks ahead. Useful when income is irregular or when payroll and rent land in the same week.
In October, AED 112,700 came in and AED 88,250 went out, leaving +AED 24,450.
Name a goal, set the amount and the date, and track every contribution. Summa shows how much is left and what you need to put aside each month to get there.
Goals
Rent, phone plans, subscriptions and salaries in one calendar. Summa finds payments that repeat and can remind you before each one is due.
Coming up
Clear summaries of income and spending, comparisons with earlier periods, and notes on anything that changed sharply. Export them when you need to share with a partner or an accountant.
October / September
| Money in | AED 112,700 | +8% |
|---|---|---|
| Money out | AED 88,250 | +5% |
| Left over | AED 24,450 | +21% |
There are two ways to add your finances to Summa, and you can mix them.
Where your bank is supported, Summa can read balances and transactions once you give permission. You can remove that permission at any time.
Enter balances and transactions by hand, for cash, accounts we don’t support yet, or anything you prefer to keep separate.
Supported banks and institutions: First Abu Dhabi Bank, Abu Dhabi Commercial Bank, Abu Dhabi Islamic Bank, Emirates NBD, Dubai Islamic Bank, Mashreq, HSBC UAE
Feature availability and supported countries will be confirmed at launch.